Terms of Service

Effective Date: June 27, 2026

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the website operated by Fortress Debt Relief Inc ("Fortress Debt Relief", "we", "our", or "us") and the services we offer through it. By accessing the website, requesting a consultation, or enrolling in any program, you agree to be bound by these Terms. If you do not agree, do not use the website or our services.

2. Our Services

Fortress Debt Relief provides debt relief and debt negotiation services. We work with enrolled clients to negotiate with creditors with the goal of resolving eligible unsecured debts for less than the full amount owed. Our services are not a loan, not credit repair, and not legal, tax, accounting, or bankruptcy advice.

The information on this website is provided for general informational purposes only and does not constitute financial advice or an offer of services. Eligibility, program terms, and outcomes depend on your individual financial situation and are determined during enrollment.

3. Eligibility

You must be at least 18 years of age and a resident of the United States to use our services. By using the website, you represent that the information you provide to us is accurate, current, and complete, and that you are legally able to enter into these Terms.

4. No Guarantee of Results

We do not guarantee that any particular debt will be settled, that any specific reduction will be achieved, or that creditors will agree to negotiate. Results vary based on factors including your total debt, the creditors involved, your ability to make program deposits, and your adherence to the program.

• Not all creditors will accept a reduction of a balance.
• The use of debt relief services may adversely affect your creditworthiness, may result in collection activity, and may increase the amount you owe due to accrued fees and interest.
• Any savings figures we reference are estimates and are not a promise or guarantee of results.

5. Fees

Fees applicable to our services, if any, are disclosed in your enrollment agreement before you enroll. Where required by law, fees are charged only after a debt has been settled or otherwise resolved on your behalf. These Terms do not by themselves create any obligation to pay fees; the enrollment agreement governs the specific terms of any program you join.

6. Your Responsibilities

To use our website and services, you agree to:

• Provide accurate and complete information and keep it up to date.
• Use the website only for lawful purposes and in accordance with these Terms.
• Not attempt to gain unauthorized access to any portion of the website, other accounts, or any systems or networks connected to the website.
• Not transmit any malware, conduct automated scraping, or otherwise interfere with the operation or security of the website.

7. Accounts and Security

If you are issued credentials to access a client portal, you are responsible for maintaining the confidentiality of your login information and for all activity that occurs under your account. Notify us immediately if you believe your account has been compromised.

8. Electronic Communications and SMS

By providing your contact information, you consent to receive communications from us electronically, including by email, telephone, and text message, in connection with your inquiry or services. Message frequency varies, and message and data rates may apply.

If you have consented to receive text messages, you may opt out at any time by replying "STOP" to any message, after which you will receive a confirmation and no further messages. For help, reply "HELP" or contact us using the details below. We do not sell, rent, or share mobile phone numbers or SMS consent information with third parties for marketing purposes.

9. Intellectual Property

All content on this website, including text, graphics, logos, and the Fortress Debt Relief name and marks, is owned by or licensed to Fortress Debt Relief and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content without our prior written permission.

10. Third-Party Links and Services

The website may contain links to third-party websites or services that we do not control. We provide these links for convenience only and are not responsible for the content, privacy practices, or availability of any third-party site. Your use of any third-party service is at your own risk and subject to that party's terms.

11. Disclaimer of Warranties

The website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, secure, or error-free, or that any information on it is accurate or complete.

12. Limitation of Liability

To the fullest extent permitted by law, Fortress Debt Relief and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the website, even if we have been advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless Fortress Debt Relief and its officers, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the website or your violation of these Terms.

14. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the website will be subject to the exclusive jurisdiction of the state and federal courts located in California.

15. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with a revised Effective Date. Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms.

16. Contact Us

If you have questions about these Terms, please contact us:

Fortress Debt Relief Inc
3400 Cottage Way STE G2 #26969, Sacramento, CA 95825
Phone: (949) 522-4101
Email: support@fortressdebtrelief.com